Millioner Mindset by Cindy Tee inspired by T Harv Eker

Dear Friends,

I am a fan of Harv Eker, and as most of you know, I believe in
continuous learning and growing...

This is something that Harv teaches, and I wanted to share it with you,
if you don't know it already.. A very simple system to manage money :)

T. Harv Eker emphasized that wealthy people aren’t any smarter, they
just have better money management habits. The most important part of
money managing is separating your income into different accounts for
specific purposes. Harv recommended that you have 6 separate accounts.
He calls it the 6 money jars.
1. Financial Freedom Account (FFA)
2. Long Term Savings For Spending (LTSS)
3. Education Account (EDUC)
4. Necessities Account (NEC)
5. Play Account
6. Give Account

Once your paycheck is cleared, immediately transfer your money to the
different accounts. Harv calls it the World’s Easiest & Most Effective
Money Management System. The percentage of money to be distributed are
as follows:

10% FFA
10% LTSS
10% EDUC
55% NEC
10% PLAY
5% GIVE

FFA
You should never, ever, ever spend your FFA capital. The idea is to
create a golden goose or passive income with your FFA. Only when you
stop working you get to spend the egg (but never the goose).

LTSS Account
The LTSS account is used for savings for down payment for a house, a
car, education for kids, major vacation.

EDUCATION Account
The Education account is used for your own education and not for your
children. It is important to continuously learning and growing. Your
money can only grow as much as you grow.

“If you are not growing, you are dying”.

NECESSITY Account
Obviously the necessity account is to pay for your daily expenses
including bils, mortgage or rent, car payment, food, necessary clothing
etc. If you can’t live on 55% of your income, simplify your life.
Everything is a choice. You don’t have to drive a new car every 3
years. You don’t have to live in a huge house and you don’t have to
have the latest new gadget to hit town. Make wise choices when it comes
to your money. Wealthy people think long term and poor people think
short term. Practice delayed gratification instead of instant
gratification. It will be well worth it when you achieve financial
freedom.

PLAY Account
The objective of the Play Account is to nurture your inner child by
having fun and being outrageous. It can be used for entertainment,
getaways, toys. Even if you do not have much to begin with you can
still have fun with a little money. For instance you can buy a bubble
gum and be a kid again or you can get one of those soap bubble fun and
have a blast blowing bubbles. The only rule with your Play Account is
that you must spend your Play Account monthly or at least quarterly.

GIVE Account
Money from the Give account is to be given away to anyone or any
organization that would benefit from your help. If you choose to give
more than 5% take the extra from your NEC Account. For example if you
would like to give 10%, take the extra 5% from the NEC Account and
change NEC to 50%.

Your money can be kept in separate jars or separate bank and investment
accounts.

Take note that “It’s not when I have plenty of money. I’ll begin to
manage it.”It’s when I begin to manage it, I’ll have plenty of
money.”The Universal Principle of Management says “Until you show you
can handle what you’ve got, you won’t get any more.” The habit is more
important than the amount. It does not matter if you start out with
only a dollar.

It is important that you always pay yourself first.

Wealth Rule # 1:Pay yourself first (your FFA).

Broke people use the leftover strategy; they pay everyone first, then
save or invest what’s leftover. If you follow this route it will be
almost impossible to achieve financial freedom.
The law of attraction states that Like attracts like; money attracts
money.
The FFA acts like a money magnet. Where attention goes, energy flows
and result goes.

To accelerate the process affirm to yourself out loud daily:
“I am a money magnet. Money comes to me easily and continuously!”

You are on the way to financial freedom if you follow this easy money
management system!

Try it out and let me know how it goes!

Make 2008 your BEST year ever!

Cheers,
Cindy

12 Steps To Turbo-charge Your Visualisation by Colin Joss

1. Every night, half an hour before retiring, go to your room, where you can be entirely alone and as remote as possible from noise and distraction.

2. Seat yourself in a wide and comfortable chair, or, better still, lie down on your back at full length. See that your clothing is loosened, so that you will suffer no distressing annoyance on this account. Compose yourself as if for sleep, assuming a position of restfulness, abandon and utter relaxation. Close your eyes, letting the lids rest lightly on your cheeks.

3. Shut your mind resolutely against every form of bodily sensation. Forget for the time that you are encumbered with a body.

4. Bar out of your consciousness every memory, every thought of the past.

5. Build a mental picture of the thing you want to have, to do or to be - the one thing that you immediately desire first and most of all. By this we mean nothing indefinite. We do not refer to ultimate aims that can come only as the result of long periods of effort. We mean something specific, something that can be yours tomorrow, something that in itself constitutes the next step in your chosen career.

6. See yourself finding the ways and means of realizing your desire, overcoming obstacles one after another, all the obstacles that can possibly arise. See yourself called upon to display, and displaying, alertness, promptness, courage, confidence, resourcefulness, patience, push, enterprise, expert knowledge, insight, shrewdness, tact, self-control, decision. See yourself face to face with the situation that confronts you in real life and manifesting the qualities and doing the things necessary to your purpose. Put yourself body and soul into this picture. Multiply details. Rivet your mind upon it.

7. Advance step by step, logically, wisely, consistently, to the climax of the drama. See yourself winning out. See yourself solving the problem, getting the thing you want, acting the part you desire to play. Detach your spirit from the flesh of this world and incorporate it in the mental image of yourself. Live the victory mentally until a sense of its reality permeates your soul.

8. Make your dream picture as delightful as possible. Dwell upon it with joyful satisfaction. Warm your heart with a feeling of thankfulness that that which you have so long desired is really yours. This feeling of gratitude, this emotional element, will bring forth associations that will give life to the picture and will animate your faith. Keep yourself tight shut in this dream world for at least fifteen minutes.

9. Arise and make your preparations for the night. Then upon retiring once more close your eyes and let your mind dwell upon your vision for five or ten minutes or until you fall asleep. Let it be the last thing in your thoughts as you become unconscious.

10. Every time you are awake during the night call the mental picture before you and keep it in consciousness as long as you remain awake.

11. In the morning, immediately upon awaking, repeat the procedure set out in the third, fourth and fifth instructions.

12. The more of your spare time you spend in this way, the more promptly will you actualize your ideals. By repeated concentration, every detail of the image of your desire will be so deeply engraved upon your mind as to exert an influence throughout the day. It will inhibit wasteful emotions and impulses. It will give you poise and self-possession. It will so inspire you with its promise as to awaken an energizing response in the profoundest depths of your subconsciousness.

What Happens When 3 Extraordinary Teachers from "the Secret" Come Together to Teach the Science of Getting Rich?

The Science of Getting Rich is a timeless classic written in 1910 by Wallace D. Wattles. It is a bold title for a book and suggests that getting rich is a predictable outcome if one can master the principles outlined in the book. Here is how Wallace D. Wattles puts it in his own words, "The ownership of money and property comes as a result of doing things in a certain way. Those who do things in this certain way, whether on purpose or accidentally, get rich. Those who do not do things in this certain way, no matter how hard they work or how able they are, remain poor. It is a natural law that like causes always produce like effects. Therefore, any man or woman who learns to do things in this certain way will infallibly get rich."

Certainly, this book is well referenced by many of the great teachers today and it is the same book that inspired Rhonda Byrne to produce that runaway success "the Secret". Here is what Rhonda Byrne said on her introductory note to the book, "I can honestly say that, since that first night when a tattered printed manuscript found its way to me (thanks to one of my daughters), my life has never been the same. Once you read it for yourself, you will understand why". Rhonda went on to produce the movie "the Secret" and the best-selling book of the same title which has sold millions of copies worldwide.

However, learning how to do things in that "certain way" as described by Wallace D. Wattles may be more challenging for some as the book was written nearly 100 years ago. Some of the language is a little dated and much of its wisdom lost from a modern day perspective.

Fortunately, a new training seminar for the Science of Getting Rich has brought the wisdom of this timeless classic back to life for modern readers. Called "the Science of Getting Rich", this program is the most comprehensive training system for mastering Wallace D. Wattles wealth creation philosophies and principles since its creation. It comprises written, audio and live seminar formats for learning, applying and mastering the Science of Getting Rich. A unique "twist" to the program is the fact that it has an in-built vehicle for creating substantial financial wealth through its affiliate program. This is truly a unique wealth eduction and wealth building program designed to empower any individual with the resources to get rich. It is a program whose time has come. The program would not be possible without the original text from Wallace D. Wattles, the skills of leading teachers of our time, the phenomenal success of "the Secret" and the Internet as a learning and distribution tool.

Click here to learn more about the Secret Science of Getting Rich and the details of the program.
http://www.topsecretsgr.com/ or
http://successmaster.thesgrprogram.com/

The Science of Getting Rich Teachers:

Bob Proctor is an author, lecturer, counselor, business consultant, entrepreneur, and teacher preaching the gospel of positive thinking, self-motivation and maximizing human potential. In that endeavor, he follows in the footsteps of such motivational giants as Napoleon Hill, Earl Nightingale and Wallace D. Wattles. His extraordinary teaching ability has won Proctor acclaim around the globe and has carried the Canadian-born motivator to the far reaches of the earth. He is as well known in Australia and Malaysia as he is in Alberta and Mississippi. Born in a little town in northern Ontario, Canada with the low self-esteem that often befalls a family's middle child, he performed poorly in school, dropped out and did a hitch in the navy. Afterward he drifted from one dead-end job to another until a friend introduced Bob to the concept of self-development through Napoleon Hill's classic Think and Grow Rich. With the spark generated by Hill's words, Proctor found the initiative to start an office cleaning business which he grew to international scope in his first year of operation. From that experience - after seeing what he had been able to accomplish with just a rudimentary knowledge of personal motivation and goal-setting - he hungered for more information. His quest took him to the Nightingale-Conant organization to study under his mentor, Earl Nightingale. Once on board, he rose swiftly through the ranks. Eventually, while the Nightingale-Conant organization assumed the forefront in wide-scale distribution of personal development programs, Bob felt the need to take his ideas and methods directly to the individual, to the one-on-one level which had proved so successful for himself. In the mid 1970's, Proctor established his own seminar company and secured a contract to work with a few hundred agents of Prudential Life Insurance Co. of America in Chicago. During his first seminar Bob made the suggestion that any agent present could write $5 million in business that year if the agent made a decision to do so. The fact that the seminar took place in July with the year half over and that no agent in that region had ever written so much business in the 100-year history of the company made Bob's suggestion appear to be outrageous. However, when the performance level of the entire division increased substantially with more than one agent actually accomplishing the deed, Bob's reputation as a motivator was established. Over the ensuing years, Proctor has shared his special message and expertise with hundreds of business entities worldwide and, through a program of live seminars, with thousands of people of all ages in all walks of life. Meanwhile, in addition to his international best-seller You Were Born Rich, he found time to author other works as well, including Mission in Commission, The Winner's Image, The Goal Achiever, The Success Series, The Success Puzzle, The Recruiting Puzzle, and Being Your Very Best.

Jack Canfield is an American motivational speaker, trainer and author. He is best known as the founder and co-creator of The New York Times No. 1 best-selling "Chicken Soup for the Soul" book series, which currently has over 65 titles and 80 million copies in print in over 37 languages. According to USA Today, Canfield and his writing partner, Mark Victor Hansen, were the top-selling authors in the United States in 1997. With a BA from Harvard University, a Masters from University of Massachusetts, and an honorary doctorate from the University of Santa Monica, Canfield has been a high school and university teacher, a workshop facilitator, a psychotherapist, and for the past 30 years, a leading authority in the area of self-esteem and personal development. Canfield is the founder of "Self Esteem Seminars" in Santa Barbara, and "The Foundation for Self Esteem" in Culver City, California. Self Esteem Seminars trains entrepreneurs, educators, corporate leaders and employees on how to accelerate the achievement of their personal and professional goals, while The Foundation for Self Esteem provides self-esteem resources and trainings to social workers, welfare recipients and human resource professionals. Canfield is also the President of Souperspeakers.com, a speaking resource service that provides inspirational speakers for event planners worldwide. Canfield has traveled to over 21 countries, delivering hundreds of keynote speeches, workshops and trainings each year. As part of his presentation style, he always uses inspirational, motivational and uplifting stories to help his audiences discover, experience and retain key concepts and approaches. After each session, audiences everywhere had encouraged him to put his stories into a single book. In 1990, while on an airplane home, he felt that it was time. He shared his idea with author Mark Victor Hansen during breakfast one day. Hansen liked the idea, and so began the Chicken Soup for the Soul phenomenon. But with their busy schedules, translating what worked on the podium onto the written page proved more challenging than either of them had anticipated. After three long years, the two had compiled just sixty-eight stories — a far cry from the 101 they believed was the magic number for a successful book. Nonetheless, their successful partnership has spawned many other titles that have made them enormously famous. Canfield has appeared on numerous television shows, including Good Morning America, 20/20, Eye to Eye, CNN’s Talk Back Live, PBS and the BBC. Today, he speaks shares his success strategies with companies and associations worldwide. The most recent book Canfield has written was the 2005 publication of The Success Principles. In it Canfield shares 64 principles that he and other people have utilized to achieve great levels of success.

Michael Bernard Beckwith is a world leader and teacher in the New Thought–Ancient Wisdom tradition of spirituality. He is the founder of the Agape International Spiritual Center, cofounder of the Association for Global New Thought, and the Season for Nonviolence, which are extensions of his vision of one human family united on a foundation of peace, based on the spiritual origin of every man, woman, and child.

In 1986 Dr. Beckwith founded the Agape International Spiritual Center, a trans-denominational community which today counts a membership of 9,000 devoted to the study and practice of New Thought–Ancient Wisdom. Agape's outreach programs feed the homeless, serve incarcerated individuals and their families, advocate the preservation of the planet's environmental resources, and globally build and support orphanages whose children have survived the ravages of war and AIDS.

Dr. Beckwith's renown as a harbinger of the world's quest for peace has drawn into his visionary orbit those whose names are synonymous with this goal. Arun Gandhi, grandson of Mohandas K. Gandhi, shares with Dr. Beckwith the national co-directorship of A Season for Nonviolence (SNV). SNV promotes and teaches the principles of nonviolence embodied by Mahatma Gandhi and Dr. Martin Luther King, Jr., and is endorsed by UNESCO on behalf of its Culture of Peace and Nonviolence Appeal by Nobel Peace laureates. Other notable supporters include Dr. C.T. Vivian, Dr. A.T. Ariyaratne of Sri Lanka, His Holiness the Dalai Lama of Tibet, Coretta Scott King, and Dr. Robert Muller.

As cofounder and president of the Association for Global New Thought, Dr. Beckwith stands, along with other co-creative leaders, members, and friends, at the threshold of an evolutionary leap that dares to call an end to human suffering. As its voice, Dr. Beckwith guides activities such as AGNT's annual Awakened World Conference, bringing together scientists, sociologists, spiritual leaders, economists, and international forecasters—individuals with proven track records in guiding humanity to its highest potential.
Dr. Beckwith teaches meditation, scientific prayer, and speaks at conferences and seminars. He is the originator of the Life Visioning Process, a time-tested technique offering its practitioners a method for putting a stop to being a passive tourist in one's life. He is author of Inspirations of the Heart (currently nominated as a finalist for the Nautilus Book Award), Forty Day Mind Fast Soul Feast, A Manifesto of Peace, and Living from the Overflow.